Using a Credit Monitoring Service Will Not Hurt Your Credit Score

Using a credit monitoring service that reviews and checks your credit report on a regular basis which would be monthly weekly or even daily does not affect your credit scoring anywhere.  Enquiries that come from a credit monitoring service are treated as soft enquiries and same as you requesting for your own personal report.  These enquiries will not be shown to the lenders and are hence not considered while calculating your credit score.  They will only appear on a credit report when you get it through directly through the credit reporting agency or from the credit monitoring service that you are using.

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