What Is the Difference between a Satisfied And A Vacated Judgment

You can dispute an account on the credit report if it is not removed immediately after a judgement is vacated by the court.

Credit bureaus collect information from public records such as federal and civil court judgments that pertain to credit related issues of consumer.  If the consumer is sued in the court of law for a debt by a business or an individual and a judgment is passed against the consumer to make the payment then this information is included in the credit report.  A satisfied judgment is when the consumer has paid off the debt completely as per the directions of the federal court.  A satisfied judgment is like a paid off account where the balances zero. It will not be deleted from the credit report immediately.  The judgment and the original debt account will continue to stay on the credit report for a period of seven years from the date of the first delinquency.

However a vacated judgment is as if the original judgment never existed.  If a court vacates a particular judgment than a credit bureau is supposed to take the record off the credit report.  If this does not happen automatically you can go through the process of filing a dispute with the credit bureau.