How to Remove a Fraud Alert from Your Credit Report

Removing a fraud alert from your credit report is a simple matter of sending in a written request in the prescribed format. You can usually find the form on the website of the credit bureau which you can easily print out and is in the details. You may also be required to send in certain documents that will verify your identity and verify that the request has come from legitimate sources.

People sometimes get confused between a security freeze and a fraud alert thinking that it is one and the same thing. This is not the case. While anyone can put a security freeze on the credit report of the purpose of keeping it secure from unsolicited enquiries, a fraud alert is only put on the credit report of a person who has reported being a victim of credit fraud in the past. However, the process involved in placing and removing a security freeze or a fraud alert from your credit report is basically the same.