Just as you have been advised in the previous post not to give out sensitive information like credit card numbers over the telephone, the same applies to emails. Do not respond to any email that asks you to provide credit card numbers etc. for the purpose of account verification etc.
A credit card email scam will ask you to respond with your credit card number, security code or security code for the purpose of account verification, updating or any other official sounding purpose. Do not be fooled and do not fall for it. Letters and emails from banks and creditors always mention that they will NEVER ask you for any information on the phone or email. So you can presume that an email that does ask for this kind of information is not coming from an official and legitimate source. You should also never click on a link in an e-mail that is supposed to lead to your official creditor’s website. These kinds of links will mostly take you to a lookalike phishing Website. The website will look exactly the same as the creditor’s website and will steal your information as you in put it in the online forms. One of the biggest tell-tale signs of a fake website is that it will begin with an HTTP:// rather than a secure website that begins with an HTTPS://. Most of the websites of banks and well-known credit card companies are secure websites that begin with an HTTPS://.
If you do need to check your creditor’s website ALWAYS type in the correct website address in the browser yourself.
If you have mistakenly entered your personal information on a scammer’s website you should immediately the website and change your login information by visiting the real website. You should change password login and information and any other information that you feel has been compromised. Let your creditor know that you have accidentally entered your information into a scammer’s website. You may be asked to provide a copy of the email and the link address where you have entered your information.
Watch your credit card statements carefully. Notify the creditor of any transactions that you did not make. According to the Federal Law, you cannot be held liable for any transactions that you did not make which resulted from stolen credit card information, while the credit card is still in your possession.