Getting preapproved offers in the mail is also one way in which your credit card information can be stolen and used for making fraudulent purpose. If you find that you receive many offers in your mailbox from credit card companies offering you preapproved offers not only is an annoyance that can also cause a security threat. If you do not want new credit cards and are not looking for new offers then you are perhaps better off opting out of these preapproved credit card offers.
The first thing to do is to shred and destroyed the preapproved credit card offers that you receive in your mailbox before putting it in the trash. Even though you have not sign up for the new offers not destroying them adequately before disposing of can enable an identity thief to use information to make fraudulent transactions or to open new fraudulent accounts.
How to Opt Out Of Credit Card Offers
The Fair and Accurate Credit Transactions Act (FACTA) requires that all preapproved credit card offers sent to consumers include opt out instructions on the solicitations. In order to opt out of receiving further offers from the credit card company you should open the credit card applications and finds this information listed.
You can also opt out of prescreened credit card offers by calling 1-888-5OPTOUT (1-888-567-8688). You have to use the same number if you have curacy opted out and would like to begin receiving preapproved credit card offers again.
In order to opt in or opt out of Israel credit card offers you will need to provide some personal information such as your name, address, social security number and the date of birth to confirm your identity.
Opting out a free screen credit card offers may take some time before it is completely effective. You may continue to receive certain offers and means in spite of you having chosen to opt out. Even after a few months you may still find that some mail gets through and forced to the cracks of opting out of prescreened offers. You may continue to receive offers from companies with whom you already do business.